Personal Finance including budget, education and insurance, U.S economics help

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Personal Finance including budget, education and insurance, U.S economics help

1.  What is included in a personal budget? Why is a personal budget a useful tool? 

(5 points)

Score

2.  What are the main costs associated with higher education? Why might the financial burden of college actually be economically worthwhile?  

(5 points)

Score

3.  Choose one type of insurance. Explain what it is and why it is useful or necessary.

(5 points)

Score

4.  How are debit and credit cards similar? How are they different?

(5 points)

Score

5.  What does it mean to be a socially responsible consumer? Use an example to support your explanation.

International Assignments BUS 325

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International Assignments BUS 325

Imagine that you are the HR director for a multinational firm that has recently begun to assign workers to international posts. You are responsible for determining the staffing needs of foreign operations. You will also need to adopt a mentoring program for expatriates. As you do not have the resources to provide in-house training, you are considering the use of an external consulting firm to provide pre-departure training for employees.

Write a six to eight (6-8) page paper in which you:

  1. Determine four to six (4-6) components that the pre-departure training will need to cover. Provide a rationale for the use of using the training components in question.
  2. Propose three (3) criteria that management will use to assess the performance of expatriates working abroad. Support your proposal with examples of the fundamental ways in which these performance requirements have improved performance.
  3. Recommend the recruiting and selection strategy that you believe your firm should use when offering international assignments. Provide a rationale for your recommendation.
  4. Compare and contrast two (2) staffing alternatives for foreign operations at your multinational firm. Select the staffing alternative that you believe to be the best fit for your scenario and provide a rationale for your selection.
  5. Analyze the importance of providing a high-quality mentoring system for international assignees. Provide one (1) example of a high-quality mentoring system for international assignees to support your analysis.
  6. Suggest the manner in which you plan to measure return on investment (ROI) for international assignments. Provide a rationale for your decision.
  7. Use at least three (3) quality academic resources in this assignment. Note: Wikipedia and other Websites do not qualify as academic resources.

FIN 419 Week 3 Discussion question 3

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FIN 419 Week 3 Discussion question 3

Our textbook discusses working capital, which is also known as short term financial management as this is the management of current assets and current liabilities. Current assets and current liabilities are those known to be current, or within the year. Long-term is generally anything that exceeds a year. Therefore, when using net working capital, we can consider h ow this affects our current assets and current liabilities.

These types of debts can be something small like invoices owed to suppliers, and employee paychecks. As a business can increase profits by reducing costs, or increasing income somehow. At times, these are necessary measures to reduce or eliminate financial risk.

Risk occurs when there is a chance that a business will not be able to meet its financial obligations, or debts. Therefore, understanding how to utilize assets, maximize profitability, and knowing when to convert assets is a crucial part in financial management.

essay and power point business

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essay and power point business

Business Policy and Strategy

Instructions: 

There are TWO PARTS to this week’s Capstone Project Assignment. You MUST DO BOTH.

Assignment Part 1

It’s time to finalize your research and put together your final proposal. Below is the summary of what is required for the final written proposal.

Project Part 4 is the final written analysis of your Starbucks strategic plan. Be sure to include:

  • Summary
  • Executive Summary

Combine all of the previous project parts, incorporating any feedback received from your instructor into the final written paper.

Required Sections include:

Part 1: Introduction

  • Introduction and overview of your selected company along with an initial analysis of the growth opportunity
  • Country of Choice
  • Mode of Entry

Part 2: Cultural Exchange and Marketing Strategy

  • Cultural Differences
  • Distributions Methods: Product/Market, Pricing and Positioning

Part 3 Strategic Audit

  • Internal Environment
  • External Environment
  • Strengths
  • Problem Analysis
  • Recommendations and Implementation Costs
  • Evaluation and Control Processes

Submit your final written analysis of the company’s strategic plan for the expansion opportunity overseas. The entire project should be a minimum of 3000 words (body of the paper), APA style.  Additional support items related to APA formatting (e.g. cover page and reference page are not covered in the word requirement.)

In your paper include a title sheet and 6-10 references.  Only three references may be found on the internet (not Wikipedia).  The other references must be found in the Grantham University online library. Please see rubric below.

Assignment Part 2

Step 1: Create a PowerPoint Presentation Highlight the Expansion Proposal

  • Create a 10-15 minute PowerPoint presentation in which you describe in detail the key decisions you made in Project Parts 1, 2, and 3 and the reasons for those decisions. Include any additional items of your choice to support the proposal for expansion. The presentation should be between 10 to 15 slides in length, not including the title and reference slide

Papers I previously submitted on Starbucks expanding overseas:

week 4 overseas expansion dyates.docx 

week 1 overseas markets.docx 

ba490 week 3 yates.doc 

Business 6600 Essay, 700 words, APA format, 3 references (Krispy Kreme)

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Business 6600 Essay, 700 words, APA format, 3 references (Krispy Kreme)

Now that you have a good idea of what is required to start a franchise, consider where the money would come from.  Specifically, what would be the cost to borrow the money to start a franchise?  For this discussion, read the posts from Part 1 and note the costs to start three different franchises.  If someone wanted to borrow those amounts of money, what would be the total amount they would pay back?  Assume that the borrower had good credit and could get a business loan for 5 years at 5%.  What would be the amounts borrowed and paid back if the loans were for 10 years at 6%?  How about 3 years at 4%?  (example, borrow $10,000 at 6% compounded monthly for 9 years requires a total repayment of $12,966.19)

Once you get a good look at how the length of the loan and the interest rate affect the total amount paid back, consider that a startup business rarely makes money in its first year.  To start the business, you would probably need at least a year’s operating expenses, in addition to the cost to start up the business.

Provide a summary of the above analysis on one of the franchises you considered.  Is this what you expected, or is the amount much higher or lower than you thought it would be?

You can use online calculators for the bulk of the math above.  There is a good set of online financial calculators at http://tcalc.timevalue.com (I used their Fixed Rate Mortgage Calculator with the “Home price” being the amount you want to borrow, the “Down Payment” of 0%, a “Loan Term” of 9 years, and an “Interest Rate” of 6.000%).

 
Students answer to relate this essay off of:

 I chose to research the Krispy Kreme Doughnuts Corp. and the requirements needed to open up a new franchise.  I found that it would take anywhere from $275K to $1.9mil to open your own Krispy Kreme franchise, depending on the size of the location.  The company requires applicants to have $1million in assets and a minimum net worth of $2million.  The company does not offer financial assistance to prospective franchisees.  

   With a total investment of roughly $2million and a approximated 20% return on investment, I feel this is a low risk-low reward franchise.  The business is always steady but there are hardly any peak times of business.  Krispy Kreme Doughnuts seem to only peak when the location is fresh and new.  Once customers get over the hype, the business will level off.  I think this franchise is searching for franchisees that are already established and in that case, the franchisee can be patient and allow the business model to create profits after 1 or 2 years.

what affect the business communication

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what affect the business communication

Title:  The factors that affect business communication

Please use the information from business communication class. Write 2.5 pages double space. Thank you.

Operations management journal

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Operations management journal

Research the following topics related to Project Management:

  1. Gantt Chart
  2. Project Controls
  3. Project Planning
  4. Risk
  5. WBS

Select three of the topics listed and compose three paragraphs describing the topics, one paragraph per selected topic, based on the course material and additional research you conduct online.

Business Paper ( A grade)

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Business Paper ( A grade)

Assignment : Business-Level and Corporate-Level Strategies
Choose an industry you have not yet written about in this course, and one publicly traded corporation (http://www.investorguide.com/stock-list.php ) within that industry ( No Samsung or American Airlines). Research the company on its own Website, the public filings on the Securities and Exchange Commission EDGAR database (http://www.sec.gov/edgar.shtml), in the University’s online databases, and any other sources you can find. The annual report will often provide insights that can help address some of these questions.

Write a six to eight (6-8) page paper in which you:

  1. Analyze the business-level strategies for the corporation you chose to determine the business-level strategy you think is most important to the long-term success of the firm and whether or not you judge this to be a good choice. Justify your opinion.
  2. Analyze the corporate-level strategies for the corporation you chose to determine the corporate-level strategy you think is most important to the long-term success of the firm and whether or not you judge this to be a good choice. Justify your opinion.
  3. Analyze the competitive environment to determine the corporation’s most significant competitor.  Compare their strategies at each level and evaluate which company you think is most likely to be successful in the long term. Justify your choice.
  4. Determine whether your choice from Question 3 would differ in slow-cycle and fast-cycle markets.
  5. Use at least three (3) quality references. Note: Wikipedia and other Websites do not quality as academic resources.

Introduction to Financial Management Unit 1 essay

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Introduction to Financial Management Unit 1 essay

Responses must be submitted as a MS Word Document only, typed double-spaced, using a standard font (i.e. Times New Roman) and 12 point type size.

Undergraduate courses: 350 – 500 words or 1 – 2 pages. 

Plagiarism All work must be free of any form of plagiarism. Put written answers into your own words. Do not simply cut and paste your answers from the Internet and do not copy your answers from the textbook. Be sure to refer to the course syllabus for more details on plagiarism and proper citation styles.

• Begin each writing assignment by identifying the question number you are answering followed by the actual question itself (in bold type). • Use a standard essay format for responses to all questions (i.e., an introduction, middle paragraphs and conclusion).

Question 2. Distinguish between the money and capital markets. Unit 1

I need help with a reaction paper assignment

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I need help with a reaction paper assignment

My teacher said, “Please share your thoughts and reaction to class discussion.”—issues with the justice system in my country USA, explain details about these topics in these pictures and then how to change them for the better future. make 

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COM 4503.JPG 

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and Please write in High school level like “The reflection paper is about what happened during class. When it started, the teacher asked if we read the article that is called What Students Really Need to Hear. Some of us gave a summary or view that in general a teacher cares for his students as he encourages them to work harder to have a successful life, instead of quitting class. It means to me a lot since it’s related to the internship which makes it serious work and will show a good impression on the person’s resume. The internship helps people learn how to work in the right way. The Workforce Recruitment Program or WRP works on proving all the companies that college deaf students can work with their abilities and many of them get job opportunities throughout WRP. A network and technology may be powerful because it helps us connect with other companies which helps us get a job any place over the world, although a brownie is to tend to follow other people instead of your own opinion, it might make people in a work place to be honored and trusted as a good team. I am concerned about the brownie. It may not be a good idea–I don’t like it because I believe in my peaceful opinion so that we can discuss to solve a problem.”